Build the complete financial picture for every client.
A client's financial world spans investments, pensions, property, cash, liabilities and decisions made over time. InFrame gives you one structured picture — so you and your client can work from the same context, explore decisions together, and understand the consequences before committing to a path.
Read-only
You see the client's whole picture and never change a number
100%
See each client's strategy and how closely it is being followed
Minutes
To build a draft of a client's balance sheet that the client then claims
Versioned
Every strategy change saved as a new version, across life stages
Moving beyond the static annual review
InFrame transforms the advisory relationship from reactive report generation to ongoing decision partnership.
The Disconnected Advisory Cycle
- Annual review lag: Advisors meet once a year to look backward at stale transactions.
- Fragmented picture: Real estate, private debt, and outside brokerages remain invisible silos.
- Hidden liabilities: Business credit lines and personal debt changes go unrecorded.
- Static PDF reports: Lengthy decks are filed away and immediately forgotten.
Continuous Decision Workspace
- Current financial picture: Live multi-asset balance sheets always kept in context.
- Shared context: Both advisor and client look at the exact same financial windshield.
- Scenario exploration: Try life choices (property purchases, debt paydown) in your private sandbox, then discuss them together.
- Collaborative conversations: Check in around real choices rather than assembling spreadsheets.
Shared Alignment & Confidence
- Client understands the decision: The client sees the long-term mathematical consequences before choosing.
- Advisor understands the context: The advisor knows the client's full balance sheet, burn rate, and runway.
- Both can revisit the strategy: Version history preserves why decisions were made when life moves.
See the client's financial picture. Stay current with it. Explore the future together.
Transform the advisory relationship from reactive report generation to an ongoing decision partnership.
See the history
Understand how the client's financial position changed over time.
See the current picture
Understand assets, liabilities, cash, ownership and commitments together.
Project the future
See where the current path could lead if nothing changes.
Explore the alternatives
Try alternatives in your own private sandbox, then talk them through with the client. Your what-ifs never change their numbers.
See how the balance sheet, cash flow, strategy and scenarios connect
Switch between Combined and Individual views and see a client's assets, loans, typical month and strategy rules together.
Client Workspace: Leo & Maya
The client's balance sheet, loans, cash flow and strategy, as their Advisor sees it.
Total Assets
€820,000
Property, investments, pension, cash & car
Total Liabilities
-€188,000
Leverage ratio: 22.9%
True Net Worth
€632,000
Liquidity Runway: 11 mos (€30,000)
Assets Breakdown
€820,000Family Home & Rental Flat
City home + rental studio flat, owned outright
€462,000
Joint + MayaETFs, Funds & Pension
Index ETFs at €500 a month, pension fund
€308,000
Leo & MayaEmergency Fund
Six months of spending, kept apart
€30,000
LiquidFamily Car
Loses about 12% a year
€20,000
JointLiabilities & Debt
-€188,000Mortgage (6M Euribor + 1.7%)
Rate resets every 6 months · now 3.85% · €830/mo
-€170,000
JointCar Loan (fixed 5.9%)
Five-year loan · €386/mo
-€18,000
JointContinuous comparison without robotic automation
InFrame continuously observes whether your active financial reality matches your intended strategy, surfacing clear signals without executing uninvited trades.
Public Markets Allocation is currently 72% vs your defined Strategy Target of 60% (+12.0% drift).
InFrame does not issue automated "Sell €X" broker orders. It informs you of the divergence so you can choose how to direct upcoming contributions or rebalance at your next review.
Strategy Evolution & Governance
Every change the client makes to their strategy is kept as a version, so advisor and client can always see what was decided and when.
Aggressive Accumulation: 70% Equities / 20% Real Estate / 10% Cash
Monthly Inflow: €2,000 | 18 Actions Completed
Balanced Family Growth: 60% Equities / 25% Real Estate / 15% Cash
Monthly Inflow: €1,500 | Runway Floor: 6 Months (€16,300)
"What did I decide at that time?"
When reviewing decisions from three years ago, you never have to wonder what your thesis was. Past actions remain permanently anchored to the exact strategy version under which they were created.
Scheduled Reviews
InFrame prompts you or your advisor for periodic check-ins (semi-annually or annually). When life changes, formulate Version 2 with a recorded rationale while keeping past records pristine.
One financial picture for every client conversation
Multi-client context hub
Every client who added you, in one list. Build a draft portfolio for a new client; when they claim it, they decide whether to keep you as their Advisor.
Read-only by design
As a client's Advisor you see everything in the portfolio and never change a number. The client sees when you last looked and can remove you in one click.
The client's strategy, in view
See the target allocation, monthly contributions and runway floor the client has set, and where reality drifts from them. No automated trading.
Loans and monthly money
Each loan with its rate resets, how much of each payment is interest, and what it will still cost, and the household's income and typical month, ready for the conversation.
Individual & joint ownership views
See every property, pension and loan by owner, and switch between personal and combined balance sheets in a single click.
Strategy versioning & history
Each change to the client's strategy is kept as a version, answering "What did we decide, and why did the strategy change across life stages?".
The Shift from Static PDF Reports to Collaborative Wealth Intelligence
Our research examines how financial advisors use a shared, current picture of each client's finances to deepen client trust, prevent churn, and differentiate their practice.
Includes executive summary, client collaboration frameworks, and governance best practices.
Build shared context with every client, from day one.
Build the complete financial picture. Explore decisions together. Keep both advisor and client working from the same understanding — at every stage of the relationship.
Creating an account is free and starts on Basic, with no card. Paid plans are not on sale yet; when they open, they cost what is shown here. InFrame Advisor: €14.99 a month or €99.99 a year. Compare plans
The advisor workspace comes with the Advisor plan. To use it with your clients before paid plans open, write to hello@inframehub.com.