Two financial lives. One shared picture.
You can see your financial life together without merging legal ownership. Separate assets stay yours or theirs. Shared assets and obligations appear in both pictures. The result is shared visibility — not shared ownership.
Yours → Mine → Ours
See what is yours, what is theirs and what you share, side by side
Where we were
Look back to see how your shared position has changed over time
Where we are
Today's position across every joint and personal account and loan
Where we're going
Model what a joint decision does to your future before you make it
See what belongs to whom — and what you share
Whether navigating shared homeownership, blended family estates, or co-founder stakes.
Buying a Home Together
Model uneven down-payment contributions, a joint mortgage with its rate resets, and individual equity stakes without friction.
Career Changes & Sabbaticals
Simulate the impact on shared household runway before one partner takes a sabbatical, parental leave, or launches a venture.
Family Obligations & Child Funds
Ring-fence dedicated education funds and elder care reserves while keeping individual pensions unencumbered.
Blended Households
Protect pre-marital assets, separate inheritance funds, and distinct obligations while building a unified household dashboard.
Separate & Joint Ownership
Keep what is yours and what is joint clearly apart: personal accounts and loans stay individual, jointly held property and debts stay shared.
Shared Investment Property
Track syndicated property investments with unequal partner splits (e.g. 60/40), proportional cash flow, and debt liabilities.
How do we understand our financial life together without having to put everything into one ownership bucket?
You don't need identical permissions or completely merged finances to share a clear picture. Role-based collaboration is a mechanism to give every partner or advisor the right level of access, fostering trust while keeping ownership distinct.
Set Up & Invite
Edit everything, invite people and choose each person's role.
Keep the Picture Current
Add and update assets, debts, goals and income, and file the bills you forward.
Stay Informed Without Editing
Sees everything in the portfolio and cannot change a number. For a family member or an accountant.
Your Financial Advisor
Sees what a Viewer sees and never edits. Advisors confirm they are one to accept; InFrame does not verify it, and you see when they last looked.
Explore Leo & Maya's Shared Financial Framework
Switch between Combined, Leo, and Maya perspectives to see how individual assets and shared rules connect seamlessly.
Shared Workspace: Leo & Maya
Switch ownership perspectives and inspect defined household strategy rules.
Total Assets
€820,000
Property, investments, pension, cash & car
Total Liabilities
-€188,000
Leverage ratio: 22.9%
True Net Worth
€632,000
Liquidity Runway: 11 mos (€30,000)
Assets Breakdown
€820,000Family Home & Rental Flat
City home + rental studio flat, owned outright
€462,000
Joint + MayaETFs, Funds & Pension
Index ETFs at €500 a month, pension fund
€308,000
Leo & MayaEmergency Fund
Six months of spending, kept apart
€30,000
LiquidFamily Car
Loses about 12% a year
€20,000
JointLiabilities & Debt
-€188,000Mortgage (6M Euribor + 1.7%)
Rate resets every 6 months · now 3.85% · €830/mo
-€170,000
JointCar Loan (fixed 5.9%)
Five-year loan · €386/mo
-€18,000
JointBuilt around visibility, ownership and collaboration
Individual & Joint Balance Sheets
Keep personal pensions, separate investments, and individual loans distinct, while modeling shared residential property and joint mortgages seamlessly.
Shared Strategy & Contribution Rules
Agree on mutual savings rates, debt payoff targets, and emergency cash floors so you always move forward as a united team.
Household Cash Flow
Each partner's income with the share that goes to the household, a typical month of costs, loan payments split into interest and what you repaid, and bills either of you forwards by email. Either of you can do the Month Check-in for both.
Live Combined Runway & Liquidity
Know exactly how many months of freedom your collective liquid cash provides under current fixed household commitments.
Decision Sandbox (What-Ifs)
Simulate big family choices before making them: "Should we pay off the car loan or invest €500/mo into index funds?"
Private & Encrypted
Your financial data is private, and encrypted in transit and at rest. We never sell data, run advertisements, or push unsolicited financial products.
Build your shared financial picture in minutes
Answer a few short questions for both of you, about three minutes, then invite your partner with the role that fits and ask them to put in their own income in place of your estimate. From there, understand your important decisions together.
Creating an account is free and starts on Basic, with no card. Paid plans are not on sale yet; when they open, they cost what is shown here. InFrame Shared: €6.99 a month or €69.99 a year. Compare plans